Personal Member Benefits & Discounts

Loans & financial services

AMA Member Benefits PLUS makes navigating your financial future easy.

Home loans

Explore preferred home loan and real estate match services through AMA Member Benefits PLUS.

Practice loans

Access the capital your practice needs to thrive through the Practice Financing Program powered by Mirador.

Laurel Road

Student loan refinancing

Laurel Road provides low rate student loan refinancing to residents and practicing physicians.

  • AMA members receive an additional 0.25% rate discount when refinancing with Laurel Road.
  • Entirely online application allows physicians to get rates in minutes—without impacting your credit.
  • Residents pay only $100/month all through training.
  • Join the many customers at Laurel Road who have saved thousands of dollars.*
*Savings vary based on rate and term of your existing and refinanced loan(s). Review your loan documentation for total cost of your refinanced loan.

  

Resident interview loans

Ease the financial burden of interviewing for residency positions with a personal loan from Laurel Road to cover the costs associated with interviewing.

  • AMA student members receive an additional 0.25% rate discount when taking out a residency interview loan with Laurel Road*
  • Reduced payments during training - Pay only $25/month during the remainder of medical school and up to 4 years of your residency**
  • Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account
* AMA student members must be currently enrolled in good standing in either an MD or DO program at an accredited U.S. medical school with an anticipated graduation date falling within 12 months from date of application.
** Click here for APR and Payment Examples and more information about the $25 monthly payments.

  

Medical school loans for AMA members

Get ready for the year ahead with medical school loans1 from Laurel Road.

Whether you’re just starting out or heading into your final year, Laurel Road’s new medical school loans get you through medical school with low rates and no origination fees.

Plus, as an AMA member, you can receive a $100 cash bonus when you take out a medical school loan with Laurel Road!2

Benefits Include:

  • Easy online application
  • Flexible repayment terms
  • Option to defer payments while in residency3
1Medical school loans are limited to students attending certain school. To see if we offer loans for your school visit https://www.laurelroad.com/partnerships/ama/med-students/.
All credit products are subject to credit approval.
2The AMA $100 cash bonus is offered for applications from active AMA members. The loan application must close in order to qualify for the bonus.  Cash bonus will be paid within 60 days of closing.  Offer cannot be combined with other Laurel Road offers, including the Referral Program.
3Terms and conditions apply.  For more information visit https://www.laurelroad.com/partnerships/ama/med-students/.
Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank.

  

Personal loans for physicians and residents

Borrow up to $80,000 with a personal loan if you're in practice or within 12 months of completing training and have a signed contract to practice. If you’re a resident, you can borrow up to $45,000.

  • AMA Members receive an additional 0.25% rate discount when taking a personal loan with Laurel Road.*
  • Reduced payments during training – Pay only $25/month for up to 4 years of residency**
  • Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account
*The 0.25% AMA member rate discount is offered for applications from AMA members in good standing. The rate discount will end if AMA notifies Laurel Road that borrower is no longer in good standing. Offer cannot be combined with other offers, including the Referral Program.
** Click here for APR and Payment Examples and more information about the $25 monthly payments.

  

Physician financial resource center

AMA Insurance, an AMA subsidiary, is here to help America's doctors prepare for a healthy financial future.

  • Access a full suite of life, health, dental and disability income insurance, as well as retirement programs tailored to meet the unique health and wellness needs of physicians.
  • Auto, homeowner and long-term care plans are also available.
  • Plans offered through the agency provide premium credits and up to a 35% discount for physicians and AMA members on select plans.

All trademarks are the property of their respective owners. Additional terms and conditions apply, including verification of current AMA membership status.