Access to Care

Early retirees struggle with gap in health coverage

| 1 Min Read

Physicians planning to retire early often face a gap in their health insurance coverage. Until they become eligible for Medicare, early retirees frequently choose between expensive individual plans and COBRA continuation plans to eliminate the gaps in their health insurance coverage.

AMA Insurance now offers access to the American Health Insurance Exchange (AHIX) to help address potential gaps in a physician’s health insurance coverage. Physicians either can call the exchange to speak with a licensed professional for guidance, or they can navigate through the “do-it-yourself” option online.

AHIX offers guidance to calculate tax credit subsidies, deductions and penalties, and gives access to both the subsidized public “on-exchange” plans and the non-subsidized private “off-exchange” plans. The platform also allows physicians to manage their plan from a computer, mobile device or tablet and offers real-time billing alerts via email or text messaging.

Physicians who wish to address gaps in their health coverage can learn more by visiting the AMA Insurance website or contacting a licensed representative at (800) 647-4505.

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