KeyBank lending & financial services

3 Min Read
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KeyBank is one of the nation’s largest full-service banks, offering banking, lending and student loan solutions for health care professionals at every stage of their careers. 

AMA members must apply through key.com/ama to access these benefits.

Student loan forgiveness consultation

Get help identifying your student loan repayment and forgiveness options. KeyBank's student loan experts can help you understand how to manage your federal student loan options, including Income-Driven Repayment (IDR) and Public Service Loan Forgiveness (PSLF). Get expert help understanding how to qualify for PSLF or see how an IDR plan could help stabilize your monthly payments.

AMA members can schedule a free 30-minute session with a student loan expert to explore your student loan repayment or forgiveness options. 

Consider PSLF if you:

  • Work for a government or qualifying not-for-profit organization*
  • Are employed full-time
  • Have federal loans

*To see if your employer qualifies, visit studentaid.gov/pslf/employer-search.

Student loan refinancing

KeyBank provides low-rate student loan refinancing to residents and practicing physicians.

Program benefits include:

  • AMA members receive an additional 0.25% rate discount when refinancing with KeyBank.**
  • Entirely online application allows physicians to check rates in minutes—without impacting your credit score.**
  • With KeyBank, residents are eligible for $100/month payments all through training.**

Your Powerful Ally

The AMA is your powerful ally, focused on addressing the issues important to you, so you can focus on what matters most—patients. We will meet this challenge together.

Home loans for physicians

KeyBank offers practicing physicians or residents who are AMA members custom digital mortgages and low rates, whether you’re looking to purchase a home or refinance your current mortgage.

Program benefits include:

  • As an AMA member, you get a 0.25% rate discount when getting a mortgage with KeyBank.**
  • Up to $650 off your closing costs.**

Practice financing

Whether you need to buy equipment, consolidate debt, or buy into a practice, KeyBank offers a range of customized lending solutions to help you cover the costs of running and maintaining a business.

Program benefits include:

  • As an AMA member, you will receive a 0.25% rate discount if you are approved for a practice loan with KeyBank.**

How to redeem your KeyBank benefit

AMA members must apply through key.com/ama to access these benefits.


Disclaimer

All credit products are subject to credit approval. Terms and conditions apply. Learn more.

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult https://studentaid.gov/ for the most current information.

Equal Housing Lender

All products offered by KeyBank N.A. Member FDIC. NMLS# 399797. Equal Housing Lender.

©2026 KeyCorp® All Rights Reserved. 

All trademarks are the property of their respective owners. Additional terms and conditions may apply, including verification of current AMA membership status. 

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