AMA members must apply through www.laurelroad.com/ama to access these benefits.
Student loan forgiveness consultation
Get help identifying your student loan repayment and forgiveness options. Laurel Road's student loan experts can help you understand how to manage your federal student loan options, including Income-Driven Repayment (IDR) and Public Service Loan Forgiveness (PSLF). Get expert help understanding how to qualify for PSLF or see how an IDR plan could help stabilize your monthly payments.
AMA members can schedule a free 30-minute session with a student loan expert to explore your student loan repayment or forgiveness options.
Consider PSLF if you:
- Work for a government or qualifying not-for-profit organization*
- Are employed full-time
- Have federal loans
*To see if your employer qualifies, visit studentaid.gov/pslf/employer-search.
Student loan refinancing
Laurel Road provides low-rate student loan refinancing to residents and practicing physicians.
Program benefits include:
- AMA members receive an additional 0.25% rate discount when refinancing with Laurel Road.**
- Entirely online application allows physicians to check rates in minutes—without impacting your credit score.**
- With Laurel Road, residents are eligible for $100/month payments all through training.**
Home loans for physicians
Laurel Road offers practicing physicians or residents who are AMA members custom digital mortgages and low rates, whether you’re looking to purchase a home or refinance your current mortgage.
Program benefits include:
- As an AMA member, you get a 0.25% rate discount when getting a mortgage with Laurel Road.**
- Up to $650 off your closing costs.**
Practice financing
Whether you need to buy equipment, consolidate debt, or buy into a practice, Laurel Road offers a range of customized lending solutions to help you cover the costs of running and maintaining a business.
Program benefits include:
- As an AMA member, you will receive a 0.25% rate discount if you are approved for a practice loan with Laurel Road.**
How to redeem your Laurel Road benefit
AMA members must apply through www.laurelroad.com/ama to access these benefits.
Disclaimer
All credit products are subject to credit approval. Terms and conditions apply. Learn more.
IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult https://studentaid.gov/ for the most current information.
Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. Member FDIC. NMLS# 399797. Equal Housing Lender. ©2026
KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th fl, Shelton, CT 06484.
All trademarks are the property of their respective owners. Additional terms and conditions may apply, including verification of current AMA membership status.
