Refinancing medical student loans

UPDATED . 2 MIN READ

AMA members must apply through www.laurelroad.com/ama to access these benefits.

AMA members who refinance their medical student loans with Laurel Road receive an additional 0.25% rate discount.*

Refinancing student loans with Laurel Road is a seamless and personalized process. You can refinance your student loans in four easy steps.

  • Visit the Laurel website to apply and get your rates.
  • Provide a few documents to complete your application.
  • Get final rates.
  • Pick your loan term, electronically sign your application.

Student loan refinancing is available for both physicians and residents.


IMPORTANT INFORMATION: The U.S. Department of Education recently announced a student loan debt relief plan which includes forgiveness of up to $10,000 for qualifying federal student loans and up to $20,000 for qualifying Pell Grant recipients. For more information please visit studentaid.gov/debt-relief-announcement.

Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, student loan debt relief or public service loan forgiveness, repayment options such as Income Based Repayment or Pay As You Earn, or COVID-19 relief benefits such as a 0% interest rate, suspension of payments or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult www.studentaid.gov for the most current information.

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