Workers getting more of the health care burden
Quick View. May 17, 2004.
| 33% |
Increased employee co-payments or coinsurance
|
| 31% |
Increased employee shares of premiums |
| 25% |
Raised deductibles |
| 18% |
Eliminated or placed limits on benefits |
| 18% |
Offered new products, such as medical savings accounts |
| 15% |
Offset premium increases with lower wage increases |
Employers looking to cut health insurance expenses are shifting costs to employees.
Among the things they are trying are increasing co-payments and coinsurance and requiring workers to pay a greater portion of their premiums, according to a study by the Commonwealth Fund. The Fund, a private foundation supporting research on health and social issues, surveyed 453 employers nationwide in 2002-03.
Source: "Job-Based Health Insurance in the Balance: Employer Views of Coverage in the Workplace," The Commonwealth Fund, March
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Copyright 2004 American Medical Association. All rights reserved.
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