Employers look to shift health insurance costs
Quick View. Dec. 19, 2005.
| Employers who |
2004 |
2005 |
| Have a consumer-driven health plan |
19% |
22% |
| Will offer consumer-driven plans within next two years |
14% |
21% |
| Are reviewing consumer-driven options and may offer one in the near future if they can be proven to be attractive to employees while saving money |
29% |
51% |
| Expect consumer-driven plans to change employee purchasing patterns by making them aware of the true cost of health care |
76% |
77% |
| Believe the plans will result in immediate employer cost savings |
47% |
56% |
| Think the plans will reduce the long-term health cost trend |
46% |
43% |
Employers increasingly are trying to steer employees to consumer-driven health plans featuring high deductibles and personal health savings accounts as a way to keep a lid on rising health costs.
The Deloitte Center for Health Solutions and Deloitte Consulting LLP surveyed 316 large employers, 86% of whom had annual revenue ranging from $100 million to more than $8 billion.
Source: Deloitte Center for Health Solutions and Deloitte Consulting LLP
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Copyright 2005 American Medical Association. All rights reserved.
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