The average medical student graduates with approximately $120,280 in student loans, leaving most residents and young physicians overwhelmed by excessive amounts of student loan debt. The AMA continues to work to limit the debt burden incurred by medical students and carried by physicians during residency and into practice. Through its extensive advocacy efforts, the AMA has taken a leading role in expanding loan deferment and forbearance for residents.

Definition of Economic Hardship

Information on economic hardship deferment for student loans.

Economic hardship elimination: Make your voice heard in Congress!

A key provision in a new education financing law could adversely affect loan repayments for up to 67 percent of resident physicians.